Can Someone Else Drive My Car Under My Insurance?

Is it possible to drive my car under my insurance? In some states it is legal to drive your own car and this can save you a lot of money, but if you are unsure then make sure you get your insurance policy in writing. In the United States vehicle insurance is mandatory for everyone. This means you must get insurance to drive any type of vehicle no matter who is driving it. If you have a policy, you must pay on it each year regardless of who is driving it. If your insurance company thinks you are driving something illegal such as an uninsured motorist or a DUI, they will deduct the cost from your policy each year. Now you may be asking yourself, can someone else drive my car under my insurance? A lot of people think that their insurance company will cover a non-owner's car, but this is not the case. Even if it is legal to drive a private car, most companies only insure commercial vehicles and trucks. Most states require you to purchase a special policy if you drive private cars. This type of policy covers only the driver and all passengers of the vehicle. In most states a private car policy will cost more than a non owner policy because it will cover everyone in the car with full coverage, not just the driver. If you choose to drive a non owner auto policy and it is not your primary vehicle, you will find that it may be cheaper. Remember that each month you pay a small fee to cover the deductible on the policy. The other option to drive your car under your insurance is if you buy a second hand vehicle that is under your non owner auto policy. gimgoi.com choose to do this and make a little money back by being able to drive their old vehicle again. Make sure you understand fully what is covered under your insurance company before you decide to buy anything. You don't want to get in a situation where you have to pay more to drive your car under your insurance then what it is actually worth. If you are curious about how you can drive my car under my insurance, ask your insurance agent or company. They will usually be glad to assist you in making a wise decision for you. There is a way to insure a car under your insurance policy that will cost you a small amount. This is known as an uninsured motorist policy and it can be very cheap. It may cost more if you are trying to purchase a policy from another company, but it can be very inexpensive when you purchase one from your current insurance company. This type of policy will cover a non owner car if the other driver is found at fault for an accident that you have caused. Another great way to use your insurance policy is if you have children driving. This policy will cover them as passengers in the car on your policy if an accident occurs. These policies are extremely common when parents rent or lease a car from the car rental company. Parents will often purchase an uninsured vehicle policy for their young driver to drive on their insurance policy. Make sure you fully understand how these policies work before you decide on what to do. You don't have to spend a lot of money to drive your car under your insurance. Just make sure you take some time and consider the best option for your situation.